The analysis of profitability of dinar relative to FX savings, termed during the Savings Week for a period of nine months, shows that saving in dinars was far more lucrative than saving in FX.

For every RSD 100,000 deposited on 1 November 2010 for a period of nine months at the then average interest of 11.69%, account holders received RSD 108,645 at the term-end (1 August 2011). Savers who in the same period termed RSD 100,000 in euros at the then average interest of 6.25% received at the term-end RSD 99,551 or RSD 9,095 less.

The analysis also shows that nine-month dinar savings were more profitable than the euro-denominated ones even if dinar savings were calculated at the lowest and euro savings at the highest interest rate offered during the Savings Week. In that case, depositors who saved in dinars received RSD 8,178 dinars more than depositors who saved in FX.

The National Bank of Serbia exempted from reserve requirements dinar savings termed during the Savings Week and suggested citizens should take into account the advantages of saving in the domestic currency.

Though one can never tell with certainty which type of savings is going to pay off better in the coming period, this analysis clearly shows that it was more profitable to save in dinars in the last nine months since the Savings Week.